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How to Style Loafers: 5 Easy Outfit Formulas for Women

Learn how to style loafers with 5 easy outfit formulas and real photos, from white jeans and a blazer to a mini skirt with tights and loafers with white socks.

By How Do You Fashion · Updated · 3 min read

How to Style Loafers: 5 Easy Outfit Formulas for Women

Loafers are the shoe that makes every outfit look a little more put together. They are comfy like flats but feel more polished, and they work with jeans, skirts, dresses and even shorts.

Here is how to style loafers with 5 easy outfit formulas, using real photos from women on Instagram. Each photo has numbered labels so you can copy the look piece by piece.

Quick answer: Wear loafers with straight or white jeans and a blazer, with a skirt and tights, with white socks for a preppy look, or with a dress or shorts for a cute casual outfit.

Step 1: Wear Them With White Jeans and a Blazer

Woman in a black blazer, white tee, white straight jeans and black loafers1White tee2Black blazer3White straight jeans4Black loafers
Photo: jess_stensrud on Instagram

This is the easiest loafer outfit there is. A black blazer, a white tee, white jeans and black loafers looks sharp for work, lunch or travel days. The loafers make it feel smart without heels.

Quick tip: Let your jeans hit right at the ankle so the loafers show.

Step 2: Add a Pleated Skirt and Black Tights

Woman taking a mirror selfie in a brown fitted top, black pleated mini skirt, black tights and chunky loafers1Fitted brown top2Pleated mini skirt3Black tights4Chunky loafers
Photo: lizzie.orientaldancer on Instagram

A pleated mini, black tights and chunky loafers is a cute, school girl inspired winter outfit. A fitted top in a warm color like brown keeps it grown up.

Quick tip: Chunky loafers balance a short skirt and tights better than slim ones.

Step 3: Show Off White Socks

Woman in an oversized black blazer, black mini dress, white socks and black loafers on a London street1Oversized blazer2Black mini dress3Woven bag4White socks5Black loafers
Photo: o1gahh on Instagram

White socks with black loafers is a big trend right now. It feels preppy and fun, especially with an all black outfit like a mini dress and oversized blazer.

Quick tip: Pick thick, slouchy white socks. Thin ankle socks do not give the same look.

Step 4: Pair Them With a Dress

Woman in an olive green mini dress over a white lace shirt with a burgundy bag, white socks and black loafers1Olive mini dress2White lace shirt3Burgundy bag4White socks5Black loafers
Photo: alice.kerley on Instagram

Loafers look so cute with a short dress layered over a shirt. Add white socks and a small bag for a sweet, preppy fall or spring outfit.

Quick tip: A collared or lace shirt under a dress makes the outfit feel more polished.

Step 5: Try Them With Shorts

Woman in a black fitted top and black shorts with a shoulder bag, white socks and chunky black loafers1Black fitted top2Shoulder bag3Black shorts4White socks and loafers
Photo: christiinetran on Instagram

Loafers are not just for cold weather. With shorts, white socks and a fitted top, they make a casual summer or early fall outfit look styled.

Quick tip: Carry a light shirt or jacket in case it gets cool.

Loafer Mistakes to Avoid

  • Wearing pants that pool over your shoes. Ankle length or cropped pants show off loafers best.
  • Choosing thin no show socks when you want the sock trend. Go for thick white socks instead.
  • Picking slim loafers with very wide pants. Chunky loafers balance wide or barrel jeans.
  • Forgetting to break them in. Wear new loafers at home for a few hours first.

FAQs

What pants look best with loafers?

Straight jeans, white jeans, cropped trousers and wide leg pants that hit at the ankle look best.

Should you wear socks with loafers?

Both work. Bare ankles look clean, and white socks look trendy and preppy.

Can you wear loafers with a skirt?

Yes. Loafers look great with mini skirts and tights or midi skirts.

Are loafers still in style?

Yes. Chunky and classic loafers are both very popular right now.

Your New Favorite Shoes

Loafers are easy to wear and go with almost everything. Start with jeans and a blazer, then try them with skirts, dresses and white socks.

More ideas: See my loafers outfits, these tips to style wide leg jeans and my winter blazer outfits.

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